Oh, another positive (wtf?) is that I needed to make a little less taxable income this year anyway due to Reasons, so this kinda worked out, in a weird way.
(I took an ACA health insurance benefit when I was originally unemployed and didn't see fit to update them when I got a job, relying instead on dumping money into a 401k, which got dropped a couple months ago, leaving me several $$$$ in taxable income above where I wanted to be for the year)
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